From first-time buyer programs to rate refinances and jumbo loans — clear guidance, real answers, and a process that actually makes sense.
Every borrower is different. Whether you're buying your first home, refinancing, or need a jumbo loan, I'll find the path that fits your goals and budget.
Down payment assistance, low-down-payment programs, and step-by-step guidance so you never feel lost. The process is simpler than you think.
Learn moreLower your rate, shorten your term, or cash out equity. I'll run the numbers honestly and tell you whether refinancing actually makes sense for you.
Learn moreConforming loan limits won't cover it? Jumbo loans handle larger amounts with competitive terms — and I'll help you navigate the extra requirements.
Learn moreFHA loans for flexible credit, conventional for the best rates — or a side-by-side comparison so you can choose with confidence.
Learn moreNot sure if now is the right time? I'll pull current rates, compare scenarios, and give you a straightforward answer — no pressure, just clarity.
Learn moreA solid pre-approval strengthens your offer and gives you negotiating power. I'll walk you through exactly what lenders look for and how to present your best case.
Learn moreHi, I'm Katie Yerkes Diaz. I've spent my career helping families and individuals in the Oak Lawn community navigate one of the most important financial decisions they'll ever make — and I know how overwhelming it can feel without clear guidance.
As a loan officer with CrossCountry Mortgage, I work with a wide range of loan programs — from FHA and conventional to jumbo — so I can recommend what actually fits your situation instead of pushing a one-size-fits-all solution.
My approach is straightforward: I listen first, explain the options plainly, and only move forward when you feel confident. No jargon, no pressure, no surprises at closing.
Every great home story starts with a conversation.
The process is simpler when someone walks you through it. Here's what to expect from our first call to closing day.
Call or email me to share your goals — buying, refinancing, or just exploring. No commitment, just a real conversation.
I'll review your financial picture, explain your options, and put together a personalized plan with real numbers — not guesswork.
Submit your application and documents. I'll guide you through every requirement so nothing catches you off guard.
Review your closing documents, ask all your questions, and walk away with the keys to your new home — or a better rate.
"Katie made what felt like an impossible process feel completely manageable. She answered every question, explained every option, and we closed on time with a rate we're happy with."
Whether you have a specific question or just want to explore your options, I'm here. Reach out by phone, email, or the form — I respond to every message personally.